Crystal-clear pricing for
bank-ready products

Better than banks. Friendlier than FinTechs.

Transparent Pricing

Simple, predictable fees with no hidden charges

Service
Description
Charge
Service
One-time fee charged for giving you access to a full wallet infrastructure
₦100,000
Monthly maintenance fee
Cost of managing each active account, charged only once a month
₦100 per active account + 7.5% VAT
Transfers in
Deposits into your Virtual collection account (or your customers' virtual accounts)
Free
Transfers out
₦1 - ₦5,000
₦10 + ₦50 bank charge + 7.5% VAT
₦5,001 - ₦50,000
₦25 + ₦50 bank charge + 7.5% VAT
₦50,001 and above
₦50 + ₦50 bank charge + 7.5% VAT
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5,000+ Businesses

Get up to ₦9.5m for your business

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₦1,000,000

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Please note that the loan estimate provided is indicative of what your initial credit limit might be, based on the basic information you have submitted.

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With this pricing, you give your customers a better payment experience

Create virtual accounts, send payouts, track transactions, and stay in sync—all with one powerful integration.

Send Payouts

Virtual Accounts

Track Transactions

Stay in Sync

Common Questions

What does the account opening fee cover?

The ₦100,000 one-time fee gives your business access to a full wallet infrastructure so you can create virtual accounts, send and receive payments, and manage money at scale. No extra integration costs, no hidden setup fees.

Will I be charged monthly if I’m not using the account?

No. The ₦100 monthly maintenance fee (plus VAT) only applies to active accounts—meaning accounts that have been used that month. If you’re not using it, you’re not paying.

Why is there an extra ₦50 on every bank transfer?

That’s a standard bank processing fee that goes directly to the receiving bank. We keep our own transfer charges low and always show the full breakdown up front.

I make a lot of transfers—can I get a better rate?

Yes. If you're doing high volumes, we can offer custom pricing that works better for your scale. Reach out to us and let’s talk.

What’s the cheapest way to move money around?

Carbon-to-Carbon transfers are totally free—no fees, no VAT. If your vendors or partners also use Carbon, it’s the fastest and most cost-effective way to pay them.

Still have questions?

Chat with us. We’ll help you figure out what works best for your business.

Chat with us