Maintenance Update On Savings

You can now check your savings balances. We're still working on restoring full withdrawal and accrued interest. If you have matured investments, payouts are already in progress. For early liquidation, please reach out to us.

We are a bank and our superpower is giving you access to credit

Instant loans, Digital Ajo, Savings, and more.

CBN Licensed
NDIC Licensed

Stay in control of your money with a Carbon account

Instant Loans

We make access to loans simple and easy. No guarantors, collaterals or long forms. Apply 24/7 and receive funds in your Carbon account instantly. Unlock higher loan amounts and lower interest rates by repaying loans on time.

Shop now, pay later for pretty much anything

Buy anything, shop anywhere, pay with Carbon Zero. This feature lets you spread the cost of anything into 4 installments at 0% interest. 

Save

Earn up to 20% interest on your savings. That’s on a 12-month fixed Cash vault savings plan with a ₦50,000 minimum deposit to open. (Fixed means the money will be locked away for 12 months while you earn interest on it)

Spend

Our debit card #PinkPassport is much more than its good looks. Make online or offline payments with ease, get instant payment notifications, manage card security in app and also enjoy the benefits of spreading payments and earning monthly cashback.

We’re here to help you

You can email us on the app, slide into our DMs. However you choose to reach out, there’ll always be a friendly person there to make your life easy. Get to know our information’s center in case of emergencies.

Want to know more about our loans?

Loan information

Change the way you achieve your goals
We’ve made loans easily accessible to you to help you reach your goals and stay in control. 

What you need to know about our loans
• Loan amounts range between ₦2,500 to ₦1,000,000 with repayment periods from 61 days to 12 months at monthly interest rates that range from 4.5% to 30%
• The Max APR is 195% per annum.
• No collateral or guarantor is necessary.
• No hidden fees.
• You unlock higher loan amounts by repaying early and carrying out other transactions on the app.

Representative example
Loan amount of ₦1,000,000 borrowed for 12 months. Monthly Interest Rate: 4.5%. Total amount payable: ₦1,540,000. APR: 54%. 0.03333% per day late fee

Getting started with the Carbon app

01
Download the app
Get the Carbon App on Google Play Store for Android or App Store for iOS.

Our happy clients

What they say about us.

I had an awesome experience with carbon, very reliable n trustworthy, infact d instalmental repayment is d tip of d iceberg. I hereby recommend this LOAN APP among apps...CARBON to all prospective borrower, u will never be disappointed.
Gbenga John Osukoya
Venico Industries

Explore Features

Digital ajo
Digital ajo

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