We believe in making savings easier, faster, and more effective for our customers. That’s why we’ve introduced Carbon Circles—a modern, digital way to save together with a group and access funds when you need them.

To ensure we provide a secure, efficient, and high-quality service, we charge a small fee to all Circle members.

Your monthly fee helps us deliver a trusted and seamless experience, covering essential services such as:

  • Secure fund management – Your contributions are held in a safe and protected client money account, ensuring transparency and security at all times.
  • Credit reporting benefits – By participating in a Circle, your payments are reported to credit bureaus, helping you build a stronger financial profile over time.
  • Customer support & financial guidance – Our team is here to assist and guide you throughout your Circle journey, ensuring you stay on track to meet your financial goals.

A small fee ensures big benefits, allowing us to provide a service that is safe, structured, and designed for your financial success

By charging a fee, we ensure that Carbon Circles remain a sustainable and well-managed savings solution—helping thousands of people save smarter, faster, and with confidence.