Earn more with a Carbon Savings plan

We offer the best interest rates on your savings. Simply choose a preferrable plan and we'll do the hard work of growing your funds.

Save as you please

Whatever your saving habits or goals are, we have a savings plan that caters to you.

Cash Vault

A fixed deposit account where you can lock away your funds for a period and earn 11% on any investment starting from ₦50,000.

Goals

Set daily, weekly, or monthly investment targets, starting from ₦100. Earn as much as 9.5% when the goal is complete.

FlexSave

A one-time investment plan especially for those with the occasional spare cash. You can keep adding to the account as you deem fit. The FlexSave plan earns up to 9% on your investments.

Put money aside till you need it

Buying a new car? Saving for school? Whatever your aspirations are, Carbon lets you save towards them with no interruptions.

Best interest rate in the market

We offer interest rates that beat the ones offered by traditional banks. You save, we grow it.

Never forget to save with the automated savings

Create automated inflows into your investment plan at your own chosen time of the month.

You're safe, always

Opening a bank account and saving with Carbon ushers you into a relationship with one of the most secure digital banks insured by NDIC and certified by CBN.

Carbon’s super efficient, very easy to use, very user friendly. The interface is very simple ready to go. I really enjoy using it. I use Carbon to save for my emergency funds. All my emergency money goes there.
Read more user stories

Get started on Carbon today!

01

Download the app

Get the Carbon App on Google Play Store for Android or App Store for iOS.

01

Schedule a call

02

Register within minutes

Tell us a few details about you to help us create your Carbon account quickly.

03

Lets see what you can do

04

Meet the people team

05

Meet the founders

06

Decision

01

Schedule a call

02

Getting to know you

03

Start banking

You’re ready to go. Carry out all your banking transactions  within the app, from investments to loan applications and bill payments.

04

Meet the people team

05

Meet the founders

06

Decision

01

Download the app

Get the Carbon App on Google Play Store for Android or App Store for iOS.

02

Register within minutes

Tell us a few details about you to help us create your Carbon account quickly.

03

Start banking

You’re ready to go. Carry out all your banking transactions  within the app, from investments to loan applications and bill payments.

Commonly asked questions

What is a withholding tax?

This is an income tax to be paid to the government by Carbon. There is a 10% Withholding tax on all interest accrued on every of your savings on Carbon

Can I save when I want to?

Yes, with our Flexsave investment option, you can invest as little as ₦100 to ₦100,000,000, and available investment tenors range from 28days to 366days, annualized interest rate is 8*% for unlocked and 9%* for locked savings plan

Are long term investment possible?

Yes, with Cash vault savings Qualifying savings amounts ranging from ₦50,000 to ₦100,000,000, interest rate ranging from 9.5% -11% annualized and available savings tenors are 3, 6, 9 or 12 months.

A digital bank made just for you

Open a new Carbon bank account from your phone or computer and follow the simple on-screen steps to register for an account in minutes.