All your payments, in one place

Select from more than 500 service providers, including airtime, internet data, cable subscriptions, sports & gaming, and much more.

Transfer funds

Send money instantly to friends, and keep track of all funds sent.

Transfers to Carbon account are completely free, and you can also transfer to any Nigerian bank account for just ₦10.

Airtime

Recharge airtime directly from the Carbon app

Top-up airtime on any mobile network. Save your most-used phone numbers for even quicker transactions.

Bill payments

Automate your bill payments

Choose from thousands of billers on the Carbon app. Save recurring payments to make it easier next time and enjoy even free transfers to most service providers.

I found out about Carbon in 2018, on Twitter or somewhere on social media. It was this app where you could sign up and get instant loans. I tried it and it worked. Subsequently, when I needed a quick loan I knew I could always go to Carbon
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Get started on Carbon today!

Get started on Carbon today

01

Download the app

Get the Carbon App on Google Play Store for Android or App Store for iOS.

02

Register within minutes

Tell us a few details about you to help us create your Carbon account quickly.

03

Start banking

You’re ready to go. Carry out all your banking transactions  within the app, from investments to loan applications and bill payments.

01

Download the app

Get the Carbon App on Google Play Store for Android or App Store for iOS.

02

Register within minutes

Tell us a few details about you to help us create your Carbon account quickly.

01

Schedule a call

02

Getting to know you

03

Start banking

You’re ready to go. Carry out all your banking transactions  within the app, from investments to loan applications and bill payments.

04

Meet the people team

05

Meet the founders

06

Decision

A digital bank made just for you

Open a new Carbon bank account from your phone or computer and follow the simple on-screen steps to register for an account in minutes.